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Why Use a REALTOR®?

Why Use a Realtor?

All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR "®" logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate. An independent survey reports that 84% of home buyers would use the same REALTOR® again.

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REALTOR® Ethics


REALTORS® are required to abide by a strict Code of Ethics in all their business dealings as REALTORS®. The Professional Standards department is responsible for administering the enforcement of the REALTORS® Code of Ethics among our membership.

What is the Code of Ethics?

The National Association of REALTORS® Code of Ethics, adopted in 1913 and requires that REALTORS® pledge themselves to serve all parties in real estate transactions honestly, is the one factor that distinguishes REALTORS® from other real estate agents. Adherence to the Code is an obligation voluntarily accepted by REALTORS® to ensure high standards of professional conduct to serve the interest of their clients and customers.

Northwest Indiana Real Estate Professionals value the opportunity to hold membership in the Greater Northwest Indiana Association of REALTORS® in order to conduct their business successfully, ethically and cooperatively with other professionals in the industry.

2013 Code of Ethics
2014 Code of Ethics
2015 Code of Ethics
2017 Code of Ethics



If you feel a REALTOR® has infringed upon their Code of Ethics obligations please read the following:

Before You File an Ethics Complaint
Ethics Complaint Kit
If you feel this may be an issue to be addressed by the Attorney General please fill out the following:
Attorney General Complaint Form
For more information please visit National Association of REALTORS®' Law, Ethics & Policy resource page
Should you have additional questions please contact Professional Standards Administrator Laura Sallie.

Foreclosure 'Rescue' Scams on the Rise

Are you facing the threat of losing your home? Be wary of individuals and companies offering to "help" you out of your difficult financial situation. Consumer advocates report an increase in complaints about foreclosure "rescue" scams. These scams specifically target homeowners who are in financial distress. Scam operators advertise over the Internet and in local publications, plaster posters on telephone poles and at bus stops, stick flyers in people's front doors or contact people whose homes are listed in public foreclosure notices. Sometimes they direct their appeals to specific religious or ethnic groups.

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Foreclosure Prevention Programs & Financial Resources

Numerous organizations offer various types of assistance and counseling for those under financial burdens. Please see below for resources on foreclosure prevention and more.

Consumer Credit Counseling of Northwest Indiana

  • Debt counseling, bankruptcy, education, housing & foreclosure prevention
  • More information available here or call 219.980.4800

Housing Opportunities

  • Pre-purchase education/counseling, reverse mortgage, post-purchase education, various foreclosure prevention plans
  • More information available here or call 219.548.2800

Indiana Foreclosure Network

  • Mortgage payment assistance, mortgage modification assistance & transition assistance
  • More information available here or call 1.877.GET.HOPE

Indiana Mortgage Banker's Association

Northwest Indiana Reinvestment Alliance

  • Pre and post homeownership counseling, foreclosure mitigation counseling, financial literacy & small business development
  • More information available here or call 219.931.9300

Additional Resources:

This information is provided for informational purposes. Please refer to the organization, municipality, etc. for further explanantion, requirements and application processes. 

RE Related Services

GNIAR is host to more than 75 real estate-related professionals, who play a vital role in every real estate transaction by the capable and professional REALTORS® who make up the membership of the Greater Northwest Indiana Association of REALTORS®.

These services are provided by what we call Affiliate Member who have agreed to offer the highest value of service and integrity to their customers. They range from title, escrow and mortgage companies to home insurance companies and lending institutions providing home loans, as well as painting, pest control and inspection services.

When it comes time to sell your home, take advantage of the vast array of businesses listed here. 

Similarly, when you are in the market to purchase a new home, take advantage of the materials and professional advice representatives from these businesses have available to make your search easier and satisfying.